Research by Morningstar earlier this year suggests that many financial advisors overlook saving for college for a variety of reasons. The research further suggests, as a result of this failure to address saving for college, clients with school-aged children likely are making decisions with highly negative ramifications. When queried, a sample of 379 clients ofRead more
Many have heard the Chinese curse, oft-considered a proverb, “May you live in interesting times.” We surely do! We’ve endured the Pandemic of 2020, murder hornets, and riots. People have lost jobs, taken pay cuts, and seen their savings evaporate. We wonder what might be next… While waiting for the next shoe to drop, IRead more
Will you be retiring financially free? Are you sure? Financial freedom typically means having enough savings, investments, and cash on hand to live an affordable, comfortable lifestyle. If you’re uncertain, retiring with debt could prove your undoing. If you’re uncertain, might it be time to begin future-proofing your tomorrow? Might it be time to financiallyRead more
You’ve analyzed your past expenses, put them into spreadsheets, loaded all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budgetRead more
