If you keep doing what you have always done, you will keep getting what you always got!
It is very hard for most people to change, but the best way for you is to have a plan in place. When working with a Vivensure Financial Coach, together we will show you our proven methods to help you start a Your Family Bank® plan. This is not a financial plan that is based on a high credit score or any bad credit history. When working with a Vivensure Financial Coach, they will teach you how, in most cases, to start a plan with little or no increase in your monthly budget.
Unlike most of the other financial representatives who mainly focus on advising their clients about risky non-guaranteed specific products they sell; Your Family Bank® by Vivensure will show you a safe proven financial literacy program that is based on our 7 STEPS OF MONEY MANAGEMENT. Following this 200-year-old proven method allows people to get immediate control of their spending. More than that, it's a very simple concept that alludes tens of millions of families each year. The Your Family Bank® by Vivensure concept provides a solution for reducing taxes, paying off ALL debt and increasing your tax-favored retirement savings account using a safe predictable product that provides guarantees.
How It Works
The 7 steps of money management
Time-proven foundational principles are the best way to get back on track to your financial well-being.
Knowledge becomes power only when we put it to use.
When you track your money, you control it.
Minimize debt to create additional wealth.
The less you pay, the more you keep.
Don’t lose a lifetime of work.
The Big Picture
Know where you are going and how to get there.
“The secret to getting ahead is getting started.” – Mark Twain
By following these steps, our Financial Coaches will teach you how to reduce the interest you pay to lenders, get out of debt in 9 years or less, improve your cash flow, decrease your taxes, save for college, and retire with a tax-favored income.
“I thought I was doing well paying off my 30-year mortgage in 15 years by simply adding more money directly to the principal. I also had some other goals that were going to take some time to achieve. However, with the YFB method, I will pay off my mortgage and achieve my other goals all within 5.8 years! You have also helped me shave off an additional $28,000 of interest on my mortgage. YFB answered all my questions and made the process so easy. If only I knew this concept when I was still paying off my student loans!”
We do not consolidate, we do not negotiate, we ELIMINATE debt. Because families and businesses are already strapped, we do not expect them to come to the table with more money. The best part of the process is our Financial Coaches find money by identifying inefficiencies in spending and direct these dollars toward your own bank. We can help the average family and business accomplish complete debt payoff in roughly 9 years. Once we plug the leak of interest payments and tax inefficiencies, the family or business can really begin to plan for their future. How can you get ahead when you have more going out the back door in interest and taxes than coming in the front door in income and interest earnings? You really can’t!
Take the time to sit with us for 45 minutes, we can create your personalized road map to give you your exact numbers.